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318 W 4th Street , Monticello, IA 52310.
Fresh, inviting, and full of charm! This beautifully refreshed home offers a comfortable blend of character and modern updates. The main level features durable luxury vinyl plank flooring, spacious living areas, and a bright, functional kitchen with painted cabinetry and plenty of natural light. Newer carpeting, fresh neutral finishes, and updated flooring in the baths add to the home's clean and move-in-ready feel. Outside, enjoy a generous, tree-lined backyard with plenty of room to relax, entertain, garden, or play. The attached one-car garage provides convenient parking and additional storage. With its inviting curb appeal, spacious yard, and thoughtful updates, this home is ready for its next chapter!
MLS ID: 2606774
Shown By
Agent Name: Hannah Kruger
Agent Phone: (217) 670-3454
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
Shown By
Agent Name: Hannah Kruger
Agent Phone: (217) 670-3454
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
Contact an agent to learn more about
318 W 4th Street , Monticello, IA 52310.

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563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $179,000 | $179,000 | $179,000 |
| Down Payment | $35,800 | $6,265 | $44,750 |
| Monthly Mortgage Amount | $965 | $1,184 | $1,169 |
| Taxes | $249 | $249 | $249 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $79 | $0 |
| Monthly Estimated Total | $1,314 | $1,612 | $1,518 |
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